Question 1: How long does credit repair normally take?

Answer: Typically 3-4 months for most credit, some taking up to 6 months for the hardest credit, some 30-60 days for simple changes.

Question 2: How does it work?

Answer: First we have a 15-30 minute call to see what your goals are and how we can assist, then we help you set up your monitoring account, then we get to work immediately.

Question 3: What can I expect?

Answer: In 30 days you will have quick results and be able to monitor your progress every time your report updates monthly until completion.

Question 4: Will I be able to afford credit repair?

Answer: Everyone’s situation is different. We have upfront and monthly options to fit your budget.

Question 5: Is it possible for a collection to be sold and come back later on?

Answer: Yes, and we will remove that for you if it comes back up within a 12 month period. Although is highly unlikely that it will come back after removed.

Question 6: Can I do this on my own?

Answer: Absolutely, however just like anything, saving 20-40 hours of sending letters, creating disputes and getting it done professionally will ensure time saved and maximum results. And ensuring it gets done correctly the first time could save you a year of time.

What’s the purpose?

Having a credit score above 700 can help you save money on car payments, houses, and even help you get approved for the right job. Example: 500 credit score may need $10,000 cash down on a $40,000 car and have a payment of $684/month where a 700 credit score can get the same vehicle with ZERO money down and a payment of $661/month.

What is credit repair?

Removing negative accounts from the report, inquiries, collections, child support, charge offs, student loans, late payments, collections, evictions, repossessions, bankruptcies. Then rebuilding the credit will need establishing accounts paid on time for an extended period of time.  On time payments with keeping the balances below 20% of the limits with a mix of credit cards, lines of credit, car payments all help build the credit.